Do something that your future self will appreciate
You know how, when you book a vacation and you know how much money you need to spend on that trip, you say, “Okay, that’s it! I’m saving up starting today, so for the next 3 months, strictly no shopping.” / No drinking (okay, maybe just a glass once in a while) and no crazy nights out!” (You are not alone!)
But imagine if you had this hallowed “vacation account” that you’ve been saving $100/$10 every week for the last year! Having $5,200 ($100/week) or even $1,200 ($10/week) on hand in this account isn’t bad at all, right? As the saying goes, “every little bit counts” and it’s surprisingly true.
As human beings, we subconsciously live by our values, which are basically an overwhelming desire to pursue what makes you happy; whether it’s a holiday, having a big fairy tale wedding, a lifetime Zumba membership, spending more time with loved ones, having the freedom to do whatever they want, i.e. moving house or buying their own House.
No matter where you are in your life, you have that desire to keep going through the tough times and even the good times. Sometimes you are able to avoid money and make it work as a couple. But the fact is that you sacrifice one thing for another. Whether it’s an extra job you have to take to pay for your dream wedding, or working overtime to pay off the mortgage and support three kids at home you’ll never be able to see, or putting off your dream of owning your own home because every year never reach that goal of saving enough deposit to qualify for a home loan.
If you can set your goals early on today and be disciplined about it, even setting aside as little as $10 a week, we know you will definitely change your life as soon as 12 months from now. Why are we so sure?
Because we did it too and it was really a step that changed our lives. It can be pretty daunting at first (just because you’ll discover money you didn’t know you had, or how much you spent on cheese?!?) But yeah, trust us on this one.
TIP: Work on the budget today, it’s never too late.