Legal Law

A shameless dream of yearning for security

One of the greatest wishes one has to achieve is security. A person has many dreams, but one of the most justified and innate is to achieve security. Insecurities are the root cause of anxiety, panic attacks, and depression. Job insecurities or the loss of someone special are the most common type of insecurities. Financial security is a dream that one strives to achieve. People in India work very hard to get a job in the government, although the salaries may not be very attractive in the government sector, but many live for it. His motivation is job security. Throughout humanity we have attached great importance to safety in various aspects of life. Security is a very general term. Even the nation spends billions of dollars on defense equipment to secure the nation.

In a major survey, many of the respondents were interviewed and asked what their main goals were, including achieving the financial security that was on the list of many respondents. The need for security is very natural because only when you are confident can you put your energy into positive things. That is why every investment professional aggressively emphasizes their clients to have life insurance plans on their kitty. His family deserves immunity from the financial risks arising from his unfortunate and untimely death. Let’s be honest with ourselves, deep down we know that life is very unpredictable and we get chills up our spine when we hear some of our acquaintances die prematurely without financial coverage. Let’s be clear on this, anyone can die at any time, that is the difficult fact that must be accepted. Why leave our beloved family unprotected, it is good if you do not die and live a long and satisfying life, but the consequences of dying without financial coverage while the whole family depends on your income is a huge risk. Are you willing to risk it?

The argument is why take a chance when with very affordable premiums you can avoid this threat to your life forever. It is true that if you survive the term of the policy, the premium you pay goes down the drain, especially if we are talking about a term plan, but we also pay the salary of a caretaker regardless of whether the thieves try to rob our place or not. . A term insurance plan is like a watchdog that protects your family from financial trouble in case your death tries to steal your income. The premium paid by you is like the salary of that vigilante who is still paid regardless of the robbery attempts. Having that watchdog gives you that sense of security and peace that makes you happy to shell out money and doesn’t consider it an unnecessary expense.

It is very shocking that very few people in India have life coverage for themselves, even though the government also promotes it by granting tax benefits under section 80C for investing in life insurance. In western countries, people are very particular about these things, the mentality of the people here should change and they should take things into their own hands. There is no pride in playing the victims of circumstance and blaming everything on the government. Some things are in our hands to keep our family from being financially unhappy. Think positive and plan wisely to make that financial security dream come true!

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